- 9 Suggestions for Quickly Paying Student Loans November 29, 2022
- How Does Gambling Affect the Brain? November 28, 2022
- Best Short Game Advice From Tiger Woods November 26, 2022
- What Professional Sports Pays the Most Money Right Now? November 24, 2022
- The Best Budget Gaming Laptop in 2022 November 23, 2022
Many of today’s grads are stuck paying down student loans while attempting to save for a house, pay their bills, and start a family, despite the opinion of some experts that you can’t put a price on a decent education. Although 10 years is the normal repayment period for federal loans, other alternatives allow for repayment to be spread out over 30 years.
If you’re feeling overwhelmed, try these ways to pay off your student loans faster.
Mention other fees
If you can afford it, pay more to lower the principal faster and shorten the overall repayment period. By reducing the principal balance, you shorten the loan term and interest rate. For example, a $25,000 student loan with an interest rate of 6.8% and a repayment period of 10 years would cost $288 per month. Using the student loan calculator, you’ll see that paying $400 a month instead of $288 allows the lender to pay off the loan in less than seven years. Another option is to pay bi-weekly instead of monthly.
“Be sure to advise your loan officer to add more of your debt to your principal balance, rather than putting your account in ‘paid off’ status,” says Jessica Ferastoaru, a student loan advisor at Take Charge America. ‘. “This will allow you to pay off the principal balance faster and save money on interest.”
If you have multiple loans, there are many options for choosing which one to pay more. To save the best amount of money, it is best to start with the loan with the highest interest rate. 2. Set up automatic payments
It can be tempting to put the money you have left at the end of the month toward your student loans. But if your budget is tight and you don’t have money at the end of the month, it could mean a reduction in your payment rate.
If you don’t know how much you will spend on your student loans each month, carefully review your budget to determine how much you can afford. Then, set up automatic payments for the beginning of the month. This way, you won’t spend the money accidentally. Be careful when setting up your down payment to avoid overstretching your budget.
Part-time College Job
Getting a part-time job while you attend college is one way to manage college debt because you can use the money to reduce your initial loan amount and make your repayment plan easier. You can earn up to $7,040 a year without affecting your eligibility for need-based financial assistance. Check with your school resource or workplace to see if they are hiring for school work. Campus activities are best suited to a special or active classroom schedule. Online jobs are more plentiful than ever, giving you even more opportunities to fit your schedule and skills. Between school years, you can work summer jobs to earn even more.
Stick to a Budget
Planning and understanding your monthly budget can help you figure out where you can cut back and move those savings on your student loans. “If you’re trying to pay off your student loans quickly, one of the best ways to reach your goal is to budget,” says Ferastoaru. “If you can meet your monthly savings goals and budget, you can use that money to pay off your student loans.”
Review your budgeting process and your ability to stick to a budget. If you’re struggling to stick to a budget, use the student budget calculator to help you get on track and stay there.
Refinancing your student loans can help you pay off your student loans faster by helping you get a lower interest rate, a shorter repayment period, or both.
Note that this option may not be available immediately after graduation unless you have built a strong credit report or have a co-signer. Otherwise, it may take time to establish your credit history and meet the eligibility criteria for lending to lenders. Most lenders also require a stable credit or credit history to qualify. If you refinance federal student loans, you will lose access to certain benefits, including student forgiveness programs and permanent repayment plans.
Before you refinance, shop around with a few lenders to see which one offers you the best rate. You can also use the student loan repayment calculator to figure out the number and know if it is the right decision.
Ask for Loan Forgiveness
Forgiveness programs can eliminate some or all of your student loan debt, but each program has unique requirements and strict eligibility criteria.
Biden Waiver Plan: In August, President Biden announced a plan to waive up to $20,000 in federal loans for borrowers. The exemption is only available to those with an income of $125,000 or less (or $250,000 if you are married and filing a tax return). You can get more information about the program from the Federal Student Aid website and sign up for email updates to know when the application is ready.
Public Loan Exemption: To qualify for the PSLF program, you must be employed full-time by a government or nonprofit organization and make 120 qualifying payments under a loan-based repayment plan. Getting approved for the program is difficult, so read the details carefully to stay on track.
Teacher’s Forgiveness: To qualify for the Teacher’s Forgiveness Program, you must have qualified loans under the Accounts Payable Loan Program or the FFEL program and have taught full-time for five consecutive years at a school or is a country. At least one of these years must be the 1997-1998 academic year. This program waives up to $5,000 or $17,500, depending on your specialty.
Progressive Loan Repayment: It is possible to have a portion of your student loans forgiven if you follow a progressive repayment plan. Once the 20- or 25-year repayment period ends on these programs, any remaining balance is forfeited. If you reach the end of your refund period before 2026, the refund is tax-free.
Reduce Your Interest Rates and Discounts
Most lenders will offer a 0.25% discount if you set up automatic payments on your loan, some may even go over 0.50% with a relationship discount. In addition, private lenders can offer lower interest rates if you meet certain criteria, such as paying certain bills on time or taking out another loan from the same company. If you have private student loans, contact your lender and ask about reduced interest rates and discounts.
Take Advantage of Tax Cuts
The federal government provides a student interest deduction on your taxes for interest paid during the year on qualified loans. The law allows you to deduct up to $2,500, depending on how much you earn. This exemption is available for both federal and private student loans. You can deduct this tax if you are legally required to pay interest on an eligible student loan in your filing status as a single person and filing separately. This program has also fixed a large amount of money, which is kept every year. You don’t need to spend anything to take advantage of this deduction.
It may also be a good idea to take some or all of your tax refund each year and allocate it to your student loans. Ferastoaru says, “It’s a good idea to talk to a tax advisor to make sure you’re taking advantage of all the important tax benefits associated with your education.”
Ask Your Employer About Payroll Assistance
Many employers have begun offering student financial aid or tuition assistance. Some employers, including Starbucks and Walmart, offer free courses to employees who enroll in college programs within their network of select schools. Employers can contribute up to $5,250 per year towards an employee’s teacher or student loan repayment assistance by 2025. This benefit is not taxable income for the employee, which is a major boon for employees pursuing education higher while continuing to work. Employers can also deduct expenses, so everyone benefits. Consult your employee handbook or speak with your human resources department to see what tuition assistance or loan repayment options are available at your company.
How Long Does It Take to Pay Off Student Loans?
It usually takes about 10 to 30 years to pay off a student loan, depending on your interest rate, balance, annual income and repayment plan. The repayment plan you choose greatly affects how long it will take you to pay off student loan debt. Although the standard repayment period for student loans is 10 years, you can also opt for extended repayment plans and graduate for federal loans that last 25 to 30 years. Repayment plans allow you to pay 10-20% of your income for 20-25 years. Then you will be forgiven the remaining balance. If you have private student loans, you can choose the repayment schedule that suits you, from five years to 20 years. If you need more time, you can refinance your personal loan.
Does It Make Sense to Pay Off Student Loans Early?
Whether you want to repay your student loans depends on your situation. If you can afford to pay more than the minimum wage without hitting other financial goals, you probably should.
Since student loans come with low interest rates and monthly payments, you may not be in a hurry to repay them. If you have other interest-bearing debt such as credit cards or personal loans, focus on the former.
Whatever you decide, knowing what you can get and what you can give up is very important. Here are some pros and cons of paying off your student loans.
Along with the release of dopamine in the brain, gambling comes with other potential rewards, including money, social involvement, and entertainment. While most of us are able to walk away when we lose and adopt safe gambling habits, others may continue to gamble in order to recover the money they have lost in a known situation. to pursue losses. These people can start developing gambling problems. Research by Brain Connections examines how gambling can go from a fun game to an addiction. When the brain’s reward system is altered by gambling, new habits are created that are difficult to break. It can make a person feel out of control. Watch the video below for more information on how this works.
What Causes People to Have a Gambling Problem?
Many factors can put a person at risk for developing a gambling problem. Research shows that contributing factors such as environment, resources, age, mood disorders, drug use, cultural background, and economic status can increase the risk.
Brought together by international research experts and informed by a wide range of participants, the Harmful Gambling Theory examines eight factors associated with problem gambling. These factors are influenced by factors related to gambling (such as gambling venues, exposure to gambling, types of gambling and gambling equipment) and general factors (such as culture, social and each other, mind and life).
Where individuals live can affect the nature and frequency of their gambling. Gambling location is influenced by the number of nearby casinos and the type of gambling that takes place there.
It is controlled and controlled by the government and influenced by the consumer demand. The environment and community you find yourself in can influence your exposure to gambling and determine whether you develop harmful gambling habits.
These refer to resources available to a person that can prevent or reduce harm and their availability and availability. They can take the form of programs to help prevent the development of problematic gambling behavior or tools to identify the risks of gambling products.
Some communities view gambling as a common activity, making it difficult to identify problems. Because culture can be a major influence on your values, it can also make it difficult to seek help when you need it.
These perceptions or shared values can influence people’s perceptions of gambling and what constitutes a problem.
Psychological problems and situations, in addition to coping styles, social learning, and beliefs, can make a person more likely to engage in harmful gambling.
People with gambling problems may also suffer from substance abuse and mood disorders, such as depression and anxiety.
Forecasting fallacy: Forecasting fallacy is the mistaken belief that if an event or outcome occurs more frequently than it has in the past, it is more likely to occur in the future (or is another). In fact, the probability of an event/outcome does not depend on past events.
Illusion of control: Illusion of control occurs when a person believes that they are in control of something that cannot be controlled. In the context of gambling, players believe that they have special skills or knowledge that give them an advantage when playing. (For example, using the same space will result in a win.)
Gambling becomes a problem when you find it difficult to stop. When you spend more than you can afford. But when it starts to negatively affect other areas of your life, such as physical or mental health, school or work performance, finances, and/or relationships.
People with gambling problems may max out their credit cards, borrow money, and neglect family, work, or school. Despite the negative consequences, they may deny that they have a problem, continue to pursue their losses, neglecting family, friends, work, and even themselves.
How to Know if You Have a Problem
Do you start to feel different emotions, like frustration and anxiety, when you think about the game? Ignoring your feelings only makes it worse. Eventually, they will begin to affect not only you, but also your family and friends. Pay attention to how gambling makes you feel and know the warning signs before you get into trouble.
Tiger Woods’ short game is arguably the best of all time; he has an unrivaled ability to transform a challenging greenside shot into an unforgettable moment. Fortunately, over the years, he has revealed some of his best kept secrets to Golf Digest. Tiger’s advice will undoubtedly improve how you approach these crucial shots, even though it might take some time for your short game to reach top rank.
Know your greens
Preparation is important in golf. It may seem boring to take time to list the top and the vacation time, but it is obviously very important for tourists. It can also help reduce knocks in your game. “Make a note of where the holes go, paying attention to breaks and grain directions,” Tiger says. “You’ll feel more comfortable at the top and add more.”
Try the Tiger method on your home course: do a general survey of each green (slope, speed, level) and note down the potential holes. Also record the breaks and putts you face. Over time, you will slow down your thinking, which should be less if you play the same series over and over again. As Tiger suggests, being comfortable will bring out the best in you.
Keep your eyes on the ball
We’ve all been there. You are in the middle of your period and suddenly you lose contact. Regardless of the problem, the chances are that the inconsistency comes from something that is small and, more importantly, easy to fix. “Good posture and proper eye alignment are the two most important elements of a consistent stroke. Every time I fight on the surface, I can find the cause of the error in one or two of the those places,” says Woods. This mishap is often corrected by ball and stretch. Try to fix the Tiger gear and stay upright at address. This will keep your eyes on the ball, keep your arms hanging over your shoulders and help you regain your feeling.
Make your hands easy on pressure points
Standing on a big putt can put pressure on your game and your grip. Rent a pair of Woods tips and putts that use a light, flexible grip to help you feel more comfortable than the tough testers. A soft grip will allow you to free up the putter’s head, which Woods says is important in high-lighting. “The pressure I hold on the average green circuit is probably 5 on a scale of 1 to 10, with 1 being the easiest and 10 being the hardest,” says Woods.
Even though the height of your home may be slower than those on the tour, that does not mean that your grip pressure should be different. Woods uses lead tape on the bottom of his putter while aiming for a slower pitch. He says the tape helps him find consistent hits no matter where he plays. Find time to train with pressure easier than you used to – think Tiger 5. Keep in mind that it is important to know every change of grip, including the level of your tension, before you use it in the system .
Clean your chipping contacts
The driving chip is a shot that every golfer should have. When there are many active greens, this is the best percentage of the game to make the ball closer. Get confident on those short swings by supporting yourself with arms straight, wrists up, so you feel like the clubhead is pointing down. Woods used this patch in 2007 and said at the time, “It makes hard contact easier, especially on dangerous lies. It also helped me improve my running. Keeping your toes in place will allow you to swing straight and turn the ball quickly. With your page always showing up, you can start reading these images as you will put to get the ball closer.
Related article: American Bets on the 2022 Fifa World Cup
Stop scooping your chips
You don’t want to waste two good shots on the green by putting a bad putt. If you find yourself doing big chunks or showing off those big shots every time, you can turn your hand to influence. Instead of getting frustrated, focus on letting your right hand rest on the landing and backhand, and get everything moving together as you swing. “Make sure your hands and arms are moving forward during the run,” Tiger said. Tiger Tips: How to Simplify Your Logo (May 2000)
Avoid strong green leaves
Playing golf with a penalty doesn’t mean your score will suffer. Woods has developed his own technique for navigating the rough edges around the surface. Tiger explains, “I play it like a bomb and I hit the ball an inch or two behind the ball, depending on how bad the lie is and how long I want to carry the ball,” Tiger explains. explains.
According to Tiger, the key to hitting this gun is keeping your face open at impact. (You may have to push the club a little harder to achieve this.) Tiger says he puts the ball like a normal chip, but takes a straight backswing to avoid the grass. From bottom to top, the club will pass through the grass due to the open face. “My goal is to roll it a long way, unless I’m lucky enough to hit it.”
Beat a small part of the sand
We all watch and measure as the tour player turns a short-close bunker shot – automatic bogey for most of us – into an achievable putt for easy back-out. With the skill of Tiger, you will be able to close your sandbox. “I grip the club a little more in my fingers to get more flip in my release,” he says.
On these little touch shots, imitate Tiger’s technique: Put the ball forward while maintaining an open stance, and turn the clubface until it is pointing at the target.
The secret, according to Woods, is to accelerate your clubhead through impact. I use my right hand to really shoot the club through.
According to Tiger, the ball will come out.
There are various criteria to use when deciding which sport is the most paid in the globe. Sports like boxing, basketball, and soccer attract the highest-paid athletes in the world. However, rather than looking at individual salaries, it is important to look at the best paid professional sport as a whole in order to provide an answer to this question.
In 1899, Charles Minthorn Murphy became the first cyclist to cover a mile in less than one minute. This earned him the name “Mile-a-Minute Murphy”. Since the invention of cycles and other vehicles, cycling has become popular. There are various high-paying cycling competitions around the world. Famous cyclists earn money from competitions and endorsements. Lance Armstrong ranked 9th on the Forbes list of richest athletes in 2010 with $28 million. Lance is among the highest paid players in 2022.
9. Car Racing
Car racing is popular in the United States and Europe. Car racing is fun and dangerous. He ranks eighth on the highest-paid sportsman list, with $18 million awarded to the driver. Auto racing has been around since 1867, when the first race took place. Former German MiYet driver Michael Schumacher has a net worth of $800 million. Michael’s record for fastest and most races won in one season remains unbroken.
Baseball is the ninth highest paid and most popular sport in the United States, Japan and South Korea. Football players earn $38 million a year. Musicians in the 18th century played there. The IBAF is responsible for the selection and implementation of baseball rules. MLB is the largest and most popular baseball game in the world.
7. Ice Hockey
Ice hockey is the seventh highest paid sport in the world and the most popular sport in the United States. Ice hockey is a contact sport played indoors or outdoors. The highest paid hockey player earns $99 million per year. Ice hockey is popular in Canada, the United States, Russia and Australia. Ice hockey is governed by the International Ice Hockey Federation (IIHF) and the NHL is the highest professional league. Wayne Gretzky, Canadian legend, has a net worth of $250 million.
Tennis is the sixth most paid sport and has millions of fans worldwide. The most popular tennis tournaments are the US Open, the French Open and the Grand Slam. This game includes women. The highest paid female athlete in the world is a tennis player.
Soccer is played in almost every country in the world and has 4 billion fans. Football has been popular throughout Europe, Africa and Asia since the 1950s. Football is the fifth highest paid sport. The top scorer earned $127 million. Cristiano Ronaldo won Forbes’ 2017 list of the richest sportsmen with 93 million dollars. Messi is currently the highest paid professional footballer, followed by Ronaldo. Related article: American Bets on the 2022 Fifa World Cup Are Expected to Total $1.8 Billion
Golf is hard to learn but easy to learn. Golf started in the 15th century but gained popularity in the 17th century in the United States and Europe. The highest paid golfer earns $12 per year, making golf the fourth highest paid sport. Tiger Woods net worth is $800 million. The famous footballer has surpassed Forbes’ richest sportsmen 11 times. Golf’s US Open, British Open and PGA Championship are held around the world.
American football is one of the most watched and popular sports in the United States. The NFL, with 32 clubs, is the most popular American football league. Joining a team is the dream of many soccer players. The NFL has the highest number of leagues of any professional sports. Football is the third highest paid sport at all levels – high school, college and professional. Roger Staubach, a former NFL star, earned $253 million a year. Even though the NFL is only seen in the United States, it is a big league.
Boxing, one of the oldest sports in the world, was first practiced in 688 BC. It ranks second among the highest paid sports in the world. Boxing is popular in USA, EU, ASIA and AF. Boxing is a combat sport played between two players in a ring. This game requires players to be in good shape to be successful. Many boxers have made their fortunes by competing and fighting. Boxers earn money through endorsements, betting and pay-per-view.
The highest paid fighter earned $333 million. Floyd Mayweather, the American boxer, is worth $450 million.
The highest paid sport in the world is basketball. The NBA, with 30 teams, is the most popular and highest paid professional basketball game. In the 1970s, high salaries attracted the world to basketball. On the other hand, hockey is the most popular sport in the United States and Canada. All basketball players dream of the NBA. Michael Jordan, the highest paid NBA player, earned $343 million a year. Michael Jordan has a net worth of over $2 billion. According to Forbes, LeBron James and Steph Curry 카지노사이트 are among the highest paid NBA players. High support and easy scoring make basketball the ultimate sport. The highest paid players in the sports industry by league for 2019-2020. The NBA is the professional sports league with the highest player salaries in the world, with each player earning a cool $8.32 million per year.
Cheaper computers are built with more powerful CPUs and GPUs than ever, but games are also more demanding. It’s hard to find a cheap laptop that can play the latest games at the highest graphics settings, and it’s even harder to get your hands on it before it’s sold. After reviewing 32 budget gaming laptops and testing seven, we found the Acer Predator Triton 300 (PT315-53-79FG) to be the best value and least compromise for anyone looking for an affordable gaming laptop.
Acer Predator Triton 300
|Processor:||Intel Core i7-11800H||Screen:||15.6-inch 1920×1080 144 Hz|
|Graphics:||Nvidia GeForce RTX 3060 with 6 GB VRAM||Weight:||4.94 pounds*|
|Memory:||16 GB||Dimensions:||14.25 by 10 by 0.75 inches|
|Storage:||512 GB SSD||Tested battery life:||6.3 hours|
The powerful processor and graphics card at the heart of the Acer Predator Triton 300 (PT315-53-79FG) can run almost any game at high settings. Most people won’t need more than the 16GB of RAM included, and its 512GB SSD has enough space to store a few games. It is also easy to open the cover and upgrade the RAM and storage. The Triton 300’s battery life won’t last a full day of schoolwork or light web browsing, but a small gaming laptop at this price will. If you want to play graphic games on it, expect the fans to be made to keep it from getting too hot, which can make the speakers cool.
Gigabyte Aorus 15P
|Processor:||Intel Core i7-11800H||Screen:||15.6-inch 1920×1080 240 Hz|
|Graphics:||Nvidia GeForce RTX 3060 with 6 GB VRAM||Weight:||4.89 pounds|
|Memory:||16 GB||Dimensions:||14 by 9.75 by 1.25 inches|
|Storage:||512 GB SSD||Tested battery life:||4.3 hours|
The Gigabyte Aorus 15P (KD-72US223SH)’s stunning display has an impressive 240Hz refresh rate, and it delivers the highest frame-per-second (fps) rate of any laptop we’ve tested at all levels. It has the same graphics card and processor as the Predator Triton 300, both of which should be able to play games well for many years. However, the short battery life and poor webcam input make the Aorus 15P less suitable for entertainment and work on the go. Additionally, the keyboard’s backlight illuminates only through the letters and symbols of each key, making the secondary media keys and symbols less difficult to read. Gigabyte doesn’t offer phone support, so the Auros isn’t a good choice if you don’t feel comfortable doing your own troubleshooting or waiting a few days for a response to a support ticket.
Acer Nitro 5
|Processor:||AMD Ryzen 5 4600H|
or Intel Core i5-10300H
|Screen:||15.6-inch 1920×1080 60 Hz|
|Graphics:||Nvidia GTX 1650 with 4 GB VRAM||Weight:||4.8 pounds|
|Memory:||8 GB||Dimensions:||14.3 by 10 by 0.9 inches|
|Storage:||256 GB SSD||Tested battery life:||6 hours|
If you want an affordable laptop that will play games well, get the Acer Nitro 5 AN515-44-R99Q or AN515-55-53AG. Due to its less powerful graphics hardware, the Nitro 5 cannot play the latest games, the most demanding games at their highest settings, it does not support VR, but it is very powerful for gaming. the next few years. The Nitro 5 is very quiet without blowing its fans. It also has a responsive keyboard and trackpad, and is easy to upgrade. But compared to our top pick, the Nitro 5 has a dimmer screen and a lower, higher 60Hz refresh rate. It also offers minimal security for games that come with a ton of bloatware installed. Visit this site: 카지노사이트 주소.
Advice on How to Pick the Best Laptop
First, Select Your Operating System
Before you start looking at laptops, you need to determine which operating system (OS) is right for you. Thinking about the software you want to run and the operating system the software runs on will help you decide on the hardware you need.
Understanding Processor Names (CPUs)
Once you know the operating system you want and have an idea of what software you’ll be running, you can determine the minimum hardware you’ll need. The first thing we recommend looking at is the processor, also known as the chip or CPU. For all intents and purposes, there are two companies that make processors for consumer computers: Intel and AMD.
How much processing power do you need? If you’re a user who runs a web browser, Microsoft’s Office suite, and maybe even photo editing software, we recommend a laptop with a 9th generation or later Intel Core i5 processor. It will show something like “Intel Core i5-9350U”.
If you can afford it, the Intel i7 chip is a nice upgrade and will make your laptop even more powerful. More power usually means shorter battery life, so you’ll want to balance that with your needs. A gaming laptop, for example, will use an i7 (or i9) chip, but an i3 or i5 is usually good for less demanding tasks.
What About Graphics Cards?
All laptops are technically equipped with a graphics card (also known as a “discrete” graphics card and GPU), but most work on the motherboard along with the processor. This method, known as “graphic drawing”, is suitable for most users. You will be able to watch HD movies and even play casual games without any problems.
How Much RAM Do You Need?
Better yet, better! Random access memory, known as RAM, is what your laptop uses to hold data while the processor is using it. Think of RAM as your desktop. Everything you’re working on right now should be right on your desk. If your desk is too small, things fall apart and you can’t work on them. Similarly, if you run out of RAM, you won’t be able to open any browser tabs or finish compiling your videos. Eventually, your laptop will crash and need to be restarted.
Related article: Tech Tip: How to Make Wi-Fi Calling on iPhone, Android Phone Fast
SSD Storage or Spinning Drives?
The hard drive is where you store all your data. Think of it as a filing cabinet next to your desk. The best choice these days is a solid state drive (SSD), although some budget laptops still use spinning disks.
Go for an SSD if you can afford it, and at least 256 gigabytes. SSDs are faster, especially if they use the NVMe connection, which transfers data to the hard drive faster than the old standard, known as SATA. Sometimes you’ll find a laptop with an SSD with NVMe to run the OS, but an old SATA drive to store files. This gives you the best of both worlds: speed where you need it, and it’s still safe.
Check for Ports!
Performance will be most affected by the CPU, RAM, and hard drive, but your laptop’s ports, both the number and variety of them, are also crucial. Your laptop has different ports that you can use to recharge it or plug in USB devices.
A microphone/headset jack, at least one USB-C port, and at least one USB-A port are required. Look into an SD reader as well as USB-C charging.
Web Camera on Hinges
Your laptop must have a web camera. For some reason, there are still laptops in 2021 without one. Most webcams are still 720p, especially on budget laptops. It’s good if you don’t use it much or if, like me, you like to hide behind the blur of 720p. While Zoom is still a big part of work life for most people, you can be happy with a 1080p camera.
How is the laptop hinge? This part is difficult to test if you buy online. If possible, visit a local store like Best Buy so you can grab the model you’re interested in. Try to open it with one hand. It may sound silly, but believe me, not being able to open your laptop with one hand is annoying.
Ask young people if they would ever consider running for office and this is what you will hear:
- Politicians are just liars.
- Most politicians are hypocrites. People in politics are hypocritical.
- It’s about lying, cheating, doing anything. That’s not how I want to spend my time.
- I don’t even want to think about a political career. I would rather have milk than run for office.
These are not theoretical answers. Those are just a few of the more than 4,000 high school students we interviewed in research for our new book, Running from Office: Why Young Americans Are Turned to Politics. Having grown up in a political environment characterized by racism, gridlock, gridlock and scandal, the majority of 13- to 25-year-olds view the political system as a dead end. good, broken and fair. As a result, nine out of ten people will not even think of running for office. They will choose to spend their lives doing something else. This should raise alarm about the health of democracy. The United States has more than half a million elective positions.
Most of the people who become candidates for office do not save their lives without thinking about politics, they wake up one morning and decide to throw their hat in the ring. This idea has been widespread for a long time, often since childhood. In the final chapter of the book, we offer a set of recommendations that can boost political will and help shape new trends. Here, we summarize three of them. These are all large-scale efforts that will require significant investment and deep commitment from government officials, entrepreneurs, educators and activists. But everyone has the power to change the attitude of the youth towards politics. At the very least, we hope to spark a national conversation about how to show the next generation that politics isn’t just about misbehaving men in capital cities.
1. Creating the YouLead Initiative
Since John F. Kennedy signed the law in 1961 establishing the Peace Corps, the organization has sent hundreds of thousands of Americans abroad “to meet the most pressing needs of the people of the world.” . AmeriCorps has mobilized 800,000 Americans to meet similar housing needs. And Teach for America has recruited thousands of citizens to “build the movement to eliminate educational inequality.” Together, these programs send a strong signal that the government values public service and the American public depends on it. If we want to engage the next generation in politics, what better way than to show that running for office is a worthwhile, healthy and positive form of public service? Whether designed as a government program, non-profit organization or business, a two-pronged national campaign – we call it the YouLead initiative – can send a strong signal to young people that running for office is the right way to serve. information people. country, country and world. The first thing will involve the media with the technology that will change the political opinion.
When young people think of government, they conjure up images of self-interested, self-interested people fighting against self-interested, self-interested people. themselves are doing themselves in a system that is broken to the point of paralysis. Focusing on local and state leaders – many of whom are not professional politicians – will mean that more elected leaders care about their country and bring about positive change. In addition, humorous social media posts by parents, teachers, public figures and celebrities encourage young people to think about the future and the political future. the stronger the message.
Second, local and state YouLead organizers can identify high school and college students who have already demonstrated leadership success—those in student government, captains of sports teams, debate teams and simulation teams. experiments, participants in sports and music clubs. At regional conferences, they will be encouraged to apply their leadership skills to electoral politics. The program can contribute to their competitive spirit by organizing a national conference to which regional participants can apply.
2. Make Political Education an Important Part of the College Admissions Process
The primary goal for most 12-17 year olds is to attend college (85% of the high school students we interviewed plan to attend). But the five main components of a college application — high school grades, standardized test scores, extracurricular activities, personal essays, and letters of recommendation — allow students to apply and be accepted even more famously. a school without political interest or knowledge. Can’t find Iraq on the map? It’s good. Don’t know the name of the vice president? It’s not too bad. Not sure which political party controls Congress? Don’t worry. Why not integrate political power into the college application process, such as new materials for the SAT or ACT, alternative tests, or essays on public affairs? The car is almost an accessory.
What is important is that it will force young people to take news and political information seriously. Combining college acceptance, even modestly, with political consciousness can pay off. We found that young people who are more involved in politics – at home, at school, with their friends and through the media – are more likely to run for office. In fact, they see the same negative side of modern politics as anyone else. But they also see examples of good politicians, elected officials solving problems, and ambitious, honest people trying to improve their country. The habit of talking to politicians may fade once students apply to college, but that may not be the case.
There is nothing wrong with colleges and universities taking the position that in order for students to be successful, it is important for students to connect with the world around them. In fact, a similar process has created the idea of volunteering among many high school students. With about 75% of high school students doing some form of community service, many begin these efforts in hopes of “impressing” college admissions officers.
3. Create a GoRun App:
We live in the age of the app. You can upload photos, request an Uber, find cheap plane tickets, find the nearest Mexican restaurant, or listen to your favorite music with just a tap of an app. Young people do too. 81 percent of people under the age of 25 sleep with their phone next to them in bed; 74% use their phone as the first thing they do when they wake up; and 97% of teenagers regularly use smartphones in the bathroom to check information. There is no activity, time of day or place that is not suitable for youth smartphone and application use. So, let’s take advantage of the digital world the youth live in by creating an app that helps them know the political situation and teach them how to run for them.
Surprisingly, it is very difficult to know the status of elected officials in a country, let alone to determine the duties that belong to each person or the duties that are involved in serving them. There is no central database with this information. The GoRun app will allow users to enter an address and receive a comprehensive list of all elected officials representing the area, from the local school board to the President of the United States.
Clicking on any location will give you a description of the company, the important job group, and information about the tools and regulations required to do the job. Understanding how to become a candidate is up to you. Teachers can easily integrate into their programs. And young people who are not interested in running for office will not get involved in finding out the truth. This easy-to-access information will feature thousands of jobless voting opportunities in Washington, DC.
Our political system has done a lot for young people. This prevented them from running for office, made them not want to be elected, and made them separate from the idea of political work. Designing a new curriculum will be difficult, but being creative about how we do it is our only choice.
An estimated 20.5 million Americans are expected to tune in to this year’s FIFA World Cup as legalized sports betting continues to expand across the country.
Betting is expected to reach $1.8 billion, according to estimates from the American Gaming Association released this week. Most people will place their bets online or in person rather than with a bookie. American traders give Argentina, Brazil or the United States the best chance to win it all, the group said. The football tournament starts this Sunday, and it comes during the 31st state in Washington, D.C. legalized online sports betting. This compares to three states having legal support in 2018 – the last time the World Cup was held. More states with legalized betting means this year’s World Cup will be the biggest soccer event in U.S. history, said the league’s executive vice president Casey Clark.
Clark added, “With more than half of all American adults having access to a legal betting option in their home market, legalized sports betting will further engage American sports fans.” most of the world.”
Football Betting is Far Behind Other Sports
The World Cup’s odds pale in comparison to other major sporting events this year – especially the nearly $8 billion Americans can bet on the Super Bowl or the $3 billion they put in and the crazy tournament of the NCAA.
States began legalizing online sports betting three years ago after a 2018 US Supreme Court ruling struck down federal laws banning betting on football, basketball, baseball and other sports. States where sports betting is legal have reported millions of dollars in tax revenue, according to data from sports associations. Visit this site: 카지노사이트.
Caesars Sportsbook, DraftKings and FanDuel have also emerged as big winners in the sports betting boom. Caesars gave Brazil the best odds to win the tournament at +400, followed by Argentina at +550 and defending champions France at +650.
A minor controversy has marred much of the World Cup campaign this week after FIFA officials announced that alcohol will not be sold in the eight stadiums where Qatar will host the tournament. Muslim communities are considered to be the ones who protect and control the sale of alcohol and parties.
The decision angered fans, in part because Qatar said in September it would allow ticket holders to buy alcoholic beer at international soccer matches from 3 p.m. before starting and one hour after the last round.
“Charles Barkley Lost $30 Million to Gambling”: the Former Suns Legend Lost Millions of Dollars Throughout the Course of His Career Due to His Inability to Resist Gambling
Charles Barkley amassed millions of dollars throughout his tremendously prosperous NBA career. However, he lost a lot of that money due to a gambling addiction.
Gambling wasn’t the only problem Charles Barkley struggled with. In fact, it’s not unusual for an athlete to gamble. Many experts believe that an athlete’s competitive style contributes to their gambling problem.
Michael Jordan also had problems in the game, which goes to show that Barkley’s problems are not isolated. However, it’s crazy to think about how much money he lost because of this problem.
Charles Barkley admits he lost a lot of money gambling
There’s too much of it. We’ve got people in the stands betting on who’s going make the next free throws. Think about that. If I was a scumbag, I’d look at a guy in the stands, a friend, and say, ‘Yo, I’m going to miss both of these free throws.’ Now, that’s cheating…Listen, gambling’s always been part of sports. That’s why the NFL is King Kong, but I am concerned that you can sit in the stands and make bets now in the middle of a basketball game. But, like I said, the toothpaste is out of the tube, and I don’t know how to put it back in.
In a 2006 interview with ESPN, Barkley explained how he lost $2.5 million in a two-hour window and lost millions several times, totaling more than $10 million in losses. Barkley knows his problem, realizing that it is a dangerous path. However, he also admitted that he cannot stop doing something because it does not affect his life. He could afford this dangerous passion, so he chose to do so.
“It’s a bad, stupid attitude. I have a problem… But a problem is when you can’t afford it. I can play games. I didn’t kill myself when Visit this site: 카지노사이트 추천. I lost two and a half million dollars. I love to play and I will not stop.
Over the years, Barkley’s losses continued to grow and grow, reaching somewhere between $10 million and $30 million. A casino sued him for defaulting on $400,000 in loans. He paid back the full amount, including $40,000 in attorney’s fees. Losing a lot of money gave Barkley a bit of a break, so he quit dancing to join Michael Jordan in golf “rehab” with Tiger Woods.
Related article: Calvin Ridley is Out of the NFL for at Least 2022 to Play
Conflict and insecurity are rife in northern Kenya. In recent weeks, a spate of bandit attacks in the area has terrorized the countryside and killed many people. In October 2022, the government launched a multi-agency security operation to prevent further attacks.
Northern Kenya is characterized by a large desert, harsh climate and low development. The area borders Ethiopia, Somalia, South Sudan and Uganda.
Examples of conflict and insecurity range from attacks by armed bandits and herdsmen to civil conflicts over resources and terrorism. The area covers about 60% of Kenya’s land area. About 18 percent of the city’s population uses it. Hunting is the main economic activity. Others include irrigated agriculture, small businesses, and tourism-related activities. This region is isolated from other countries due to poor infrastructure, especially roads. 카지노사이트
According to crime statistics from the National Police, between January and December 2021, 73% of thefts of local products occurred in the northern region. At the same time, 58% of illegal weapons obtained and handed over to the government came from northern Kenya.
The government – past and present – has done a lot of work to address the violence in the region, which threatens Kenya’s security. But it doesn’t work.
As a political science professor who studies conflict, I’ve had the region on my radar for some time. According to my assessment, the violent conflict in northern Kenya is mainly driven by state and non-state agencies.
Regional Inequality, Exclusion and Exclusion
Regional inequality in Kenya is caused by decades of political, economic and social exclusion. It is a product of colonial and postcolonial state policies that have led to historical injustice and human rights violations. The ruling government neglected Kenya’s arid and semi-arid regions by prioritizing the development of the country’s rich highlands. Successive governments after independence continued to pursue policies that made the mountains separate again. This has undermined trust in state institutions and generated community grievances that hinder central unity.
The post-colonial state security actors have also focused unfairly on the people of Somalia in the fight against terrorism and terrorism in the north. The source of the threat is from the Somalia-based Al-Shabaab group.
In 2010, Kenya decentralised, decentralizing funding and services to its 47 local governments. This is intended to improve service delivery at the regional level. Although this has begun to address the exclusion of northern Kenya, security operations continue to promote inter-group conflict and counter-violent extremism. The use of force in neglected projects in oppressed communities.
Resources and environment
Disputes over land, grazing and conflicts between herdsmen and farmers continue to fuel violence in northern Kenya.
Competition for scarce resources, such as pastures, water and current oil, has exacerbated these conflicts. Kenya announced that it had discovered oil in the Turkana region in 2012. Oil exploration has led to new conflicts between the Turkana and Pokot tribes, and within the Turkana community. Some Turkana believe that the community has not benefited much from resource exploitation.
The increase in crimes such as street theft is due to these communal conflicts.
Distribution of political power
Power struggles between political parties have led to ethnic tensions in the north. The elected political position is seen as allowing access to wealth. Decentralization of power and political alliances have helped to spread political power and provide essential services. However, they have increased political competition at the local level. Politicians stir up ethnic tensions, increase conflict and undermine the benefits of governance.
Cultural practices contribute to violence in northern Kenya. These actions usually occur in cattle theft.
Cattle and animal husbandry are driven by economic motives. These include the desire to restore herds that have run out of food and water during droughts. Cattle ranching also provides an opportunity to earn money by trading in stolen livestock. Traditions such as marriage contracts also lead to cow theft.
This disrupts civilian life and the use of automatic weapons in attacks has led to high death tolls. Efforts to disarm the state have had little effect.
Increase in Small Arms and Ammunition
The proliferation of weapons in the region is, to a large extent, the cause of events beyond. Kenya’s borders with Ethiopia, Somalia, South Sudan and Uganda are unstable and have contributed to the proliferation of small arms, illegal livestock trade, terrorism and organized crime.
State attempts to manage intra- and cross-border conflicts through disarmament operations have exacerbated tensions between border communities and the state.
Way to Follow
State security officials have the constitutional authority to use force to stop and disrupt acts of violence that pose a threat to national security. However, their methods are often methodical and power-based. On the other hand, the non-actors follow the procedures that are well accepted in the community. They are based on mutual trust, so they are considered more accurate. Both state and non-state actors have the resources, expertise and experience to deal with insurgents in northern Kenya. A reform process that involves different actors can contribute to good governance and reduce the impact of conflict and security.
Amazon ( AMZN ) founder Jeff Bezos says he will give away most of his $124 billion fortune in his lifetime. In an exclusive interview with CNN, Bezos and his colleague Lauren Sanchez explained how the former CEO of Amazon will give his billions to fight climate change. Bezos told CNN that he and Sanchez are establishing a plan for how to give away his wealth. Amazon’s CEO didn’t say exactly how much he wanted to give. Part of the money will also be used to support those who want to join the world in times of political and social unrest.
Bezos and Sanchez began their donation on Saturday, announcing that they will give country music icon Dolly Parton a $100 million donation through Bezos’ Courage and Civility Award. Parton is the third recipient of the award.
Bezos is the fourth richest person in the world, according to Bloomberg’s Billionaires Index. Unlike other billionaires on the list such as Bill Gates and Warren Buffett, Bezos has not signed a charitable giving agreement, a group designed to help the world’s richest people give away most of their wealth. in their lives, or in their minds. The 5 Most Popular Gambling Events in History
The former CEO runs the Bezos Earth Fund, which he created to fight climate change. But his commitment to other charities was overshadowed by his fellow billionaires. In particular, Bezos’ first wife, MacKenzie Scott, whose net worth is $23.8 billion, has given $10.2 billion more than Bezos in more than two years. In October, Scott donated $84.5 million to the Girl Scouts 온라인카지노. So far, Bezos has donated nearly $2 billion to charity. Bezos, who steps down as Amazon CEO in July 2021, is now spending his time focusing on the Blue Origin rocket launch. Andy Jassy, the former head of Amazon Web Services, is the company’s CEO. Bezos remains the majority shareholder in Amazon.
Amazon Launches Virtual Care Business, Offering Prescriptions for Allergies, Hair Loss and Other Common Conditions
Amazon.com Inc. AMZN, +0.46% announced on Tuesday the launch of Amazon Clinic, which provides information-based health care to find treatment for common health conditions such as allergies, hair loss and urinary tract infections in 32 states. It will also offer contraceptives and blood pressure medication refills, in addition to other prescriptions. It is Amazon’s latest program in the US health system following the acquisition of PillPack (now called Amazon Pharmacy) in 2018 and primary care provider Group Medical earlier this year. The company describes the new offering as a “health shop.” Amazon said Amazon Clinics does not accept health insurance, but patients can use their prescription drug benefits to fill their prescriptions. Amazon’s stock is down 39.8% this year, while the broader S&P 500 SPX, +0.87% , is down 16.9%.